What types of group plans do you offer?

We offer a variety of plan types, including HMO, PPO, and HSA options. We’ll help you compare them and select the one that best matches your budget and your employees’ needs.

How many employees do I need to get group insurance?

Group health insurance is available if you have two or more employees on payroll.

Can my employees choose their own doctors?

That depends on the plan. PPO plans give employees more flexibility, while HMO plans require selecting providers within a specific network.

Do you handle the paperwork and management?

Yes. We manage all the paperwork, enrollment, and ongoing plan administration—so you can focus on running your business.

What happens if an employee leaves the company?

If an employee leaves, their group coverage ends. We’ll guide them through their next steps, such as COBRA or an individual plan.

How can I control future premium increases?

We help clients manage annual health insurance costs by negotiating with carriers and optimizing plan design.

Group Health Insurance for Small Businesses

Our employees finally feel taken care of. Tiffany helped us find a plan that fit our budget and boosted morale across the company.

Robert M.

Small Business Owner

We work with all the leading insurance carriers to find a plan that fits your business perfectly. Here's a look at the comprehensive coverage options available:

Medical & Hospital Coverage

From doctor visits and emergency care to hospital stays and surgical procedures, your team is protected.

Dental & Vision Insurance

Affordable add-ons that ensure your employees enjoy complete care.

Prescription Drugs

Drugs Clear pricing and easy access for the medications your team relies on.

Mental Health:

Modern plans include psychological and psychiatric care to support your team’s overall well-being.

Finding the right insurance doesn’t have to be complicated.

At Heights Insurance, we make the process simple, clear, and comfortable. Our approach is centered on providing you with personalized care and guidance every step of the way—so you feel confident and supported.

Get a quote

Let’s Get to Know You

We start with a conversation. Tiffany and the team take the time to listen and understand what matters most to you — whether it’s protecting your family, supporting your employees, or planning for the future.

We'll Find the Perfect Plan

No cookie-cutter solutions here. We evaluate hundreds of options to find the one that best fits your needs and budget. Then we explain everything in plain language—so you can make a choice with confidence.